Michigan health insurance open enrollment runs through mid-January

The Michigan Department of Insurance and Financial Services confirmed that the annual Health Insurance Marketplace open enrollment period is currently underway. The window for selecting 2027 coverage began on November 1, 2026, and continues through January 15, 2027.

Consumers who select a plan by December 15, 2026, will have coverage begin on January 1, 2027. Those who enroll between December 15 and January 15 will see their coverage start on February 1, 2027. Missing these deadlines generally requires waiting until the next open enrollment period.

Shoppers have access to 143 health plans on the Marketplace and 201 plans in the overall individual market. Michigan’s final rate increase remains well below the national average. Free local assistance is available through open enrollment navigators and the DIFS consumer hotline.

Read the full story at michigan.gov.